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European Union: High-Level Response To JC Discussion Paper 2016 86 On The Use Of Big Data By Financial Institutions

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The SMSG’s overall view of the Big Data phenomenon is consistent with the analysis of its potential benefits and risks identified in the JC Discussion Paper. The use of Big Data by financial institutions has the undisputed potential to improve the variety and quality of service provision; at the same time, the increasing use of Big Data entails a set of investor protection risks which calls for a close monitoring by supervisors.

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